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Applying For A Short Term Insurance Plan

Short Term insurance plans aren’t available on government exchanges so you’ll need to find a carrier with a plan that’s right for you. An important thing is to go with a reputable insurance company – one you’ve heard of that’s been around a long time. Golden Rule Insurance Company, for example, an affiliate of UnitedHealthcare, is a well-respected name in the industry.

When picking a carrier, you’re going to want one that offers as much flexibility and as many options as possible. Among other things, you should look for:

  • A wide range of premiums and deductibles
  • A variety of plans from which to choose
  • Access to a large in-network group of physicians and healthcare professionals
  • Access to a large group of in-network hospitals and other medical facilities
  • Offerings in your particular state

Short term health insurance is medically underwritten and does not cover preexisting conditions.

This policy has exclusions, limitations, reduction of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company, whichever is applicable.